Many businesses within an industry confront similar hazards and share similar needs for protection, which can simplify the insurance-buying process, especially when you work with insurance professionals with access to insurers specializing in these markets. With Myers Insurance Group, you work with an independent agency that partners with leading insurance companies that offer Business Owners Policies (BOP) for different industry sectors that address the shared needs of companies in those segments.

A Business Owners Policy provides solid commercial property and liability insurance in one bundled contract. It can save money and make shopping for, paying for, and keeping up with insurance simpler. Plus, a Business Owners Policy is written based on your sector, so contractors, HOAs, and restaurants don’t get the exact same policy. Each BOP is tailored to the typical needs of the industry.

It usually covers buildings, contents, and personal property of others while on your insured property. It also normally provides some business income or business interruption coverage. Hazards you’re protected against include storms, theft, vandalism, and fire, but you might be able to add other perils as well.

A BOP can also be enhanced depending on the insurance company’s options, which may include coverage for glass breakage, outdoor signage, valuable papers, money and securities, employee crime, business auto, equipment breakdown, and others.

For liability protection that goes beyond your General Liability coverage, you can add Professional Liability, Employment Practices Liability, Non-owned Auto insurance, and Directors and Officers Liability insurance separately from your business owners policy if needed.

We can also provide you with Workers Compensation insurance and other key coverages.

For the right coverage at the right price, Myers Insurance Agency is the right choice.

Myers Insurance Group serves all of Champaign County including Champaign, Urbana, Savoy, Tolono, Philo, Sidney, Mahomet and the surrounding areas. Contact us to learn more about how we can help you with your business insurance needs: (217) 607-1652, or email at