Your operation may own one vehicle or an entire fleet – in either case you have specific automobile exposures that can adversely affect your bottom line. For example, your business is legally responsible when employees drive their own cars while running company errands or conducting business-related transactions. And, if an employee hires or leases a vehicle for company business, whether miles away or nearby, you also face significant risks.

The professionals at Myers Insurance Group will review your operation and type of vehicle use to determine the appropriate Business Auto coverage and limit options your company requires to protect against your exposures. Your program may include:

  • Bodily Injury Liability – pays for bodily injury or death resulting from an accident for which you are at fault and, in most cases, provides you with legal defense.
  • Property Damage Liability  – provides you with protection if your vehicle accidentally damages another person’s property and, in most cases, provides legal defense.
  • Medical Payments – pays for reasonable and necessary incurred medical expenses for you and your passengers as a result of a covered accident.
  • Uninsured Motorists – pays for your injuries and, in some circumstances, certain property damage caused by an uninsured or a hit-and-run driver. In some cases, Underinsured Motorists is also included to provide protection when the at-fault driver has insufficient insurance.
  • Comprehensive Physical Damage – pays for damage to your vehicle from theft, vandalism, flood, fire, and other covered perils.
  • Collision – pays for damage to your vehicle when it hits or is hit by another object.

Depending on your specific needs, we may also include Hired and Non Owned Liability, Drive Other Car Coverage, specific limits of liability due to type of cargo hauled, etc.

For the right coverage at the right price, Myers Insurance Agency is the right choice.

Myers Insurance Group serves all of Champaign County including Champaign, Urbana, Savoy, Tolono, Philo, Sidney, Mahomet and the surrounding areas. Contact us to learn more about how we can help you with your business insurance needs: (217) 607-1652, or email at