While you’re taking care of business, let the professionals at Myers Insurance Group take care of protecting you against the various business liability exposures your operation faces. When you work with our staff, we will conduct an on-site review of your business to pinpoint areas of potential risk. We’ll analyze your prior claims history and your existing Liability insurance to identify any loss patterns or trends, and to ensure your coverage is appropriate.

We will then secure a Commercial General Liability policy, which will insure your business for many basic risks and will provide coverage for legal defense costs if those arise. Generally, it covers the costs of property damage, including rental property damage, for which you are found legally liable, as well as financial settlements or awards for bodily injury to persons. Medical payments for bodily injury to non-employees resulting from your business operations are also insured. These business liability policies will also cover allegations of slander and libel that don’t arise out of “professional services” provided by your company.

A business General Liability policy offers excellent basic coverage, but it excludes professional services; Errors and Omissions (E&O); Employment Practices Liability (EPL); Directors and Officers (D&O); and Cyber Liability coverage. For these (and others), you need to purchase additional management insurance, which we will review with you.

For the right coverage at the right price, Myers Insurance Agency is the right choice.

Myers Insurance Group serves all of Champaign County including Champaign, Urbana, Savoy, Tolono, Philo, Sidney, Mahomet and the surrounding areas. Contact us to learn more about how we can help you with your business insurance needs: (217) 607-1652, or email at