Common Tolono IL Artisan Contractor Insurance Policies

Common Tolono IL Artisan Contractor Insurance Policies Common Tolono IL Artisan Contractor Insurance Policies

When you work in an industry as dynamic and shifting as construction, it is important to protect your operation, your assets and your employees through proper risk management and a detailed business insurance program. Artisan contractors are often lumped into the same insurance category as general contractors in order to simplify risk assessment and policy planning. However, as any industry member knows, the two have very different functions and roles in the construction process. Artisan contractors are those who specialize in a specific areas or skill, such as drywall, carpentry, masonry, plumbing, electricity and more. While all contractors face similar risk exposures, each artisan practice has hazards and loss exposure which are unique to their operation.

However, regardless of what type of contractor you are, there are a few basic coverages that should always be included in your Tolono Artisan Contractor Insurance Program:

  • Professional Liability Coverage can help protect you and your operation from errors, omissions, contract breaches and other professional misconduct or mishaps.
  • Business Auto Insurance can protect both company owned vehicles as well as non-owned vehicles being utilized for business, such as employee owned cars and trucks. A business auto insurance policy can help cover the cost of damages done too a vehicle or inflicted by a vehicle, driver or company owned property.
  • Business Property Insurance is designed to insure tangible company from damage, breakdown, malfunction and destruction. Special additions such as equipment breakdown, inland marine and coverage for stored items can be added to a policy to ensure that all malfunctioning properties, in-transit, and stored items are secured from a variety of dangers.
  • Workers Comp insurance is an essential for any business, but the specific workplace hazards your employees will face should be adequately accounted for in the event of a worksite accident. Our workers comp programs can help ease the financial burden of an injury claim to ensure that both your operation and workers are provided for.

Tolono Artisan Contractors can also add additional coverage for accidents and other loss or liability exposures such as pollution, business interruption and more.

At the Myers Insurance Group, we can provide Tolono Artisan Contractors with a full array of insurance products and services to artisan contractors to help protect themselves in the event of a property or liability loss, workplace injury or accident, and so much more. To learn more about our operation and our Tolono IL Artisan Contractor Insurance solutions, contact us today at (855) 534-5707.

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