When people think of financial planning, they typically consider retirement savings, home loans or paying for college. All of those are important, but all could be undone in just a few months if you don’t include contingency plans for the possibility that you could become disabled.
Income protection insurance from Myers Insurance Group is an excellent way to guard against the financial calamity that so often results from a disabling injury or illness. Even temporary or short-term disabilities can be devastating, leading to massive debt and even bankruptcy. We specialize in helping clients manage their assets—both for asset growth and asset protection. Ignoring income protection is one of the biggest financial errors people can make.

We can provide you with an individual Disability insurance policy tailored to your specific needs. Additionally, if you are in certain professions, you can adjust the policy to respond to particular issues you might have regarding your occupation. For example, if you are a physician and are rendered unable to work in your specific field but can still work in a lower-paying job, you may be eligible to receive compensation from the insurer to make up for the difference in pay.

Disability insurance payments can be used for any expenses you decide to apply them to. They can help support your spouse while you are convalescing, they can pay for home healthcare that medical insurance doesn’t cover, or they can fund your business so your absence doesn’t drag the company or practice down.

What’s more, a Disability policy doesn’t have to be for your home’s income earner, either. You can obtain coverage for an at-home spouse to cover costs health insurance doesn’t pay for or to meet expenses that would be incurred to make up for their absence or incapacitation.

For the right coverage at the right price, Myers Insurance Agency is the right choice.

Myers Insurance Group serves all of Champaign County including Champaign, Urbana, Savoy, Tolono, Philo, Sidney, Mahomet and the surrounding areas. Contact us to learn more about how we can help you with your financial services needs: (217) 607-1652, or email at