Four Lawsuits Which Your Commercial General Liability Insurance Will Protect You

Four Lawsuits Which Your Commercial General Liability Insurance Will Protect YouFour Lawsuits from Which Your Commercial General Liability Insurance Will Protect You

Your insurance coverage should be sufficient to make sure that your business assets are untouched in the event of a negligence lawsuit. Your commercial general liability insurance in Champaign, IL will protect you from all sorts of lawsuits, including negligence, bodily injury, personal injury, and/or property damage liability to a third party.

Negligence

As a business owner, you will be responsible for a lot. You will not be able to take care of every customer or client in 100 percent of situations. Something might happen and you might get sued. A negligence claim involves a customer or client claiming that you were negligent, or careless, and they were harmed in some way because of it.

Bodily Injury

A bodily injury lawsuit may be filed if your business causes someone else to be harmed. For this reason, it is important that you always keep your sidewalks and parking lot free and clear of any debris that people might slip or trip on. This is also a good reason to carry adequate insurance.

Personal and Advertising Injury

Personal and advertising injury coverage is going to protect your business in the event that someone is harmed by an intentional act of your company or business. Basically, it covers everything that your negligence or bodily injury coverage will not.

Property Damage Liability to a Third Party

Finally, make sure that your commercial general liability insurance in Champaign, IL covers property damage liability to a third party. This type of coverage is insurance for your vehicle, so that if your vehicle is out being driven for business purposes and is involved in an accident, your business cannot be held liable. All of these four coverage options are very important to protect your hard-earned business.

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