IL Renters, Do You Know Your Tenant Rights?

IL Renters, Do You Know Your Tenant RightsWhen it comes to rental protection, there are many articles out there that address landlord rights. While landlords should certainly be aware of their risks, tenants have important rights as well. In addition to ensuring you are financially protected from liability in the case of a fire, injury, or another type of damage with the right Illinois Renters Insurance policy, it’s essential to be aware of what you’re legally entitled to as a renter.

Whether you’re renting a home, apartment, or room, you should always get a written lease. Your lease will indicate the agreement that you and your landlord have made about payment, tenant obligations, and information about your security deposit. Having a copy of the written lease provides you with should your landlord try to charge you for anything more than your agreement.

One of the best practices to implement when moving into a new place is to take photos of the house or apartment in case there is a dispute about damages at a later date. Any holes in the walls, or cracks in the molding can be taken out of your security deposit unless otherwise noted as being there upon move in. This is also a good time to have the landlord address any issues that need to be fixed right away. Another good idea when renting is to pay your rent with a check or money order instead of cash. This paper trail is your security in the event of a ‘non-payment’ dispute.

Once you are in your new home, you have the obligation to keep it clean and free from damage, however your landlord has the obligation to make sure the building is kept up to code. Should the need for a structural repair occur, notify the landlord who then has a limited amount of time in which to address the issue. Keep in mind, that depending on the terms of your lease, except in the case of an emergency, the landlord cannot enter your home without notice and permission. They may own the building but you have a right to privacy.

Should you fail to pay your rent, the landlord does have the right to evict you, however it must be done by court order. If your landlord tries to evict you for any reason without court approval, you should contact local authorities. If you are planning to move out on your own, proper notice per your leasing agreement should be given. To ensure maximum reimbursement of the security deposit, it is good practice to walk the home with the landlord and agree upon an itemized list of damages that will come out of your security deposit. You then have the right to receive your security deposit, minus the charges for damages, within 30 days of your final move out day.

At Myers Insurance Group we know how stressful it can be to move. Call us today to find out how we can help you get the renters insurance coverage you need. 855.534.5707


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