Although owning a condominium can often mean less stress than having a single-family residence, there are still key insurance considerations to be made. While associations assume much of the upkeep and insurance for their communities, individual owners remain responsible for losses and damages to their own units and property.

For example, upgrades or renovations made by prior owners are normally not covered by an association’s policy because these policies typically exclude coverage for additions made after the complex was initially insured.

At Myers Insurance Group, we understand the intricacies of insurance for condominium owners. We can provide you with insurance that offers protection for items and events that aren’t covered by an association’s policy. We can help you insure your personal property from such calamities as fire, theft, and vandalism. Your Condo policy will also provide Liability coverage in the event someone is injured on your property while visiting you. What’s more, the policy can also provide loss assessment coverage, which steps in when the association lacks sufficient insurance to cover damages to the whole building, or damages arising from a lawsuit.

For the right coverage at the right price, Myers Insurance Agency is the right choice.

Myers Insurance Group serves all of Champaign County including Champaign, Urbana, Savoy, Tolono, Philo, Sidney, Mahomet and the surrounding areas. Contact us to learn more about how we can help you with your personal insurance needs: (217) 607-1652, or email at