As a restaurant owner, you face many risks both in and outside your operation. A severe storm can shut down your establishment, as can failed suppliers, downed utilities, food recalls, and traffic disruption. Equipment breakdown can cause food spoilage, a data breach can compromise your patron’s personal data, slips and falls can cause liability issues and workers injured in the kitchen can result in significant Workers Compensation claims. Myers Insurance Group understands the various exposures inherent in running a restaurant and provides a suite of insurance coverages to address these risks. We provide Liability insurance, including Liquor Liability, Food Contamination coverage, Food-Borne Illness insurance, Cyber Liability, and General Liability for cases when a visitor gets injured at your facility. Restaurants also need good Employment Practices insurance, which responds to employee allegations of unfair pay practices or discrimination, and Workers Compensation for on-the-job accidents and injuries to employees. We offer Business Interruption and Extra Expense policies in the event your restaurant has to shut down due to covered damage to your property; and we provide Contingent Business interruption for restaurants depending on foot traffic from an anchor store or that could be cut off from the traveling public by the closure of a road, bridge, or tunnel. Myers Insurance Group also offers insurance for equipment breakdown for food spoilage that results from a covered cause of loss, for your building and its contents, and more. Our Valet insurance is essential for restaurants that offer car-parking services.

For the right coverage at the right price, Myers Insurance Agency is the right choice.

Myers Insurance Group serves all of Champaign County including Champaign, Urbana, Savoy, Tolono, Philo, Sidney, Mahomet and the surrounding areas. Contact us to learn more about how we can help you with your business insurance needs: (217) 607-1652, or email at info@myersinsgrp.com.